With Acca Insurance promos, bookies make the pain of losing on that last leg of your accumulašŸ¤”tor bet a little bit easier to bear by giving you some money back. In this guide, weā€™ll detail the best Acca Insurance offers currently available, explain how they work, and highlight what makes them worth your time and money.

Bet Ā£10 Get Ā£50 in Free Bets

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+2
+3
  • Perfect for football accumulators
  • Profit boost and acca insurance in one
  • Up to Ā£25,000 in cash bonus
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18+ New customers only. Register with BETFRED50. Deposit Ā£10+ via Debit Card and place first bet Ā£10+ at Evens (2.0)+ on Sports within 7 days to get 3 x Ā£10 in Sports Free Bets & 2 x Ā£10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. Bet Responsibly. #ad

Bet Ā£10 Get Ā£20 in Free Bets

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  • Mobile-focused insurance bonus
  • Acca insurance for existing users
  • Ā£20 max refund
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18+ New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit Ā£10. Min stake Ā£10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won't apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. Full T&Cs apply. Bet Responsibly. #ad

Bet Ā£5 Get Ā£20 in Free Bets

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  • Odds requirement of 1/10 per leg
  • Ā£5 minimum stake
  • Edit My Acca feature
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18+ New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first 5 bet within 14 days of account reg at min odds 1/2 = 4x 5 free bets. Free bets valid for 7 days, stake not returned. No cashout, restrictions + Full T&Cs apply. Bet Responsibly. #ad

Football Acca Shield

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  • Low qualifying odds requirement
  • Ā£20 surprise bet
  • Only 4 legs needed to qualify
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18+ Existing customers only | Min. bet Ā£/ā‚¬5 | Max refund Ā£/ā‚¬20 | Min 4 selections | Min odds per selection 1.50 | Min Ticket odds 5.0 | Offer available once per week per customer | Full T&Cs apply. Bet Responsibly. #ad

Ā£30 Matched Free Bet if your first Acca loses + 100 Free Spins  š„¹

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  • Acca insurance as the sign-up offer
  • Additional free spins
  • Applies to football and horse racing
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18+ New UK customers only. Min Stake: Ā£5. Maximum Free Bet: Ā£30. First bet on a Football or Horse Racing multiple with 3+ selections. Overall odds: 3.00 (2/1) or higher. Free Bets available upon settlement of the qualifying bet. 100 Free Spins on More Unusual Suspects (Ā£0.10 per spin) credited on settlement of qualifying Acca bet. No wagering requirements on free spin winnings. Debit Card deposit only (exclusions apply). This offer is valid 7 days from the new account being registered. Full T&Cs apply. Bet Responsibly. #ad

ACCA Insurance Offer

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  • Top max refund of Ā£50
  • Multi-layered acca promotions
  • Works with different stakes
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18+ Full Stake Refund: 5+ Selections, Limited to Win/Draw Fulltime Markets only, Combined Odds of 4/1 (5.0) or more, If 1 event loses receive Stake Back as Free Bet. Max Ā£10. Double Stake Refund: 8+ Selections, Limited to Win/Draw Fulltime Markets only, Combined odds of 10/1 (11.0) or more, If 1 event loses receive 2 x Stake Back as Free Bet. Max Ā£25. 5 x Stake Refund: 12+ Selections , Limited to Win/Draw Fulltime Markets only, Combined odds of 25/1 (26.0) or more, If 1 event loses receive 5 x stake back as a Free Bet up to Max Ā£50. Free Bets valid for 7 days. Full T&Cs apply. Bet Responsibly. #ad

An acca insurance promo protects sports bettors when placing an accumulator bet. Typically, if one leg of your acca lets you down, bookišŸ es will refund your stake in the form of real money or free bets.

The former allows you to place further šŸ”Æbets as you please, just as you would with a regular deposit. On the other hand, the latter comes with specificš“‚ƒ requirements, such as odds and market restrictions you must consider. For example, the free bets canā€™t be cashed out, while the real money bonus can. The minimum odds you can bet on using the free bets are rarely below 1/2.

Acca insurance deals are immensely popular among all sports betting bonuses given the lack of drawbacks. Thereā€™s no catch ā€“ booļ·½kmakers are essentially giving you a second chance for coming ever so close to nailing an accumulator bet.

WhišŸ”œle acca insurance is a simple concept, there are subtle differences between the offers provided by acca insurance bookies. Weā€™ve analysed all of those deals and have come up with the top acca insurance offers.

Ladbrokes Acca Insurance ā€“ Lowest Odds Requirements Per Leg

Stake ReturnedIn free bets
Sports/MarketsPre match, match result, both teams to score, match result & both teams to score, correct score, total goals over/under, or or 2up&win.
Maximum RefundĀ£10
Minimum Legs5-folds+
Minimum Odds1/10 per leg, 3/1 combined

Ladbrokes boasts one of the best acca insurance deals around because of its user-friendly šŸŒterms and ā™conditions.

Hereā€™s the thing. You need to bet on 1/10 odds per selection, coming to combined odds of 3/1. The standard Ā£5 stake is the minimum, and the only real downside is that the maximum refund is š“†Ā£10. But ifāœ± you arenā€™t planning on putting down more than that, this is pretty much a perfect option.

Indeed, the Ladbrokes accumulator options are generallāœƒy hugely impressive, with incredible features including editing, bet tracing, odds boosts, cash-out, and insurance.

Pros:
  • Seven-day expiration date on the acca
  • Minimum 1/10 odds per selection
  • Range of markets qualify for offer
Cons:
  • Maximum refund is just Ā£10

Kwiff Football Acca Shield ā€“ Up to Ā£20 in Refunds

Stake ReturnedSurprise Bets
Sports/MarketsFootball
Maximum RefundĀ£20
Minimum Legs4-folds+
Minimum Odds4/1 combined, 1/2 per leg

Kwiffā€™s Football Acca Shield is available to new and existing customers, and the sportsbook hands out refundsā™ of up to Ā£20 with their insurance offer.

Kwiffā€™s offer, as the name suggests, only applies to football markets, and requires at least four selections with combined odds of 4/1 or higher. Should one leg let you down, Kwiff sportsbook will give you Ā£20 in Surprise Bet rewards.

Users are entitled to one Football AšŸ’Žcca Shield peršŸŽ week.

Pros:
  • Random supercharged odds
  • High maximum refund
  • Only four selections required
Cons:
  • Only one offer per week
  • High odds requirement per selection

Hollywoodbets Acca Insurance: Earn 1x, 2x, 5x Your Stake Back

Stake ReturnedFree bets
Sports/MarketsFootball ā€“ match result
Maximum RefundĀ£50
Minimum Legs5-folds+
Minimum Odds4/1

In this unique acca insurance offer, Hollywoodbets supply refunds depending on the size of your accą“œumulator.

There are three different sizes of stake refunds: x1, x2, and x5. A full sšŸŸtake refund will be rewarded when one leg of your five+ acca lets you down.

A ą¶£refund worth x2 your stake (up to Ā£25) will be granted if youā€™ve placed an eight+ leg acca. The biggest refund you can receive is up to Ā£50, but these are only received when one leg of a 12+ acca doesnā€™t win.

The different acca brackets come with different requirements in terms of combinedšŸƒ odds ā€“ 4/1, 10/1, and 25/1 ā€“ with only match result markets qualifying for acca insuranceÜ«.

Pros:
  • Different refund amounts depending on size of accumulator
  • Low combined odds for full stake refund offer
  • Unique acca insurance offer
Cons:
  • Unlikely to receive refunds for larger accumulators
  • Only football match result markets qualify

Betfred Acca Insurance ā€“ Acca Insurance & Acca Boost in a Single Promo

Stake ReturnedFree bets
Sports/MarketsFootball
Maximum RefundĀ£10
Minimum Legs5-folds+
Minimum Odds1/2 per leg

Betfredā€™s Football – Acca Flex is a perfect acca insurance bonus for football fans. A pre-match šŸ…°football acca of 5+ selections with the minimum 1/2 odds per leg will bring you up to 50% cash bonus if it wins.

However, if you lose the bet by one selection, youā€™ll get your stake back as real cash, up to Ā£10. This is why we gave the bookie such a high rating for promotions in our Betfred analysis.

Pros:
  • Odds per selection just 1/2
  • Acca boost and acca insurance deal in one promo
  • Maximum bonus of Ā£25,000
Cons:
  • Limited to football accumulators
  • Max refund of just Ā£10

Betway Acca ā€“ The Best Acca Welcome Offer

Stake ReturnedFree bets
Sports/MarketsFootball and horse racing
Maximum RefundĀ£30
Minimum Legs3+
Minimum Odds2/1 or higher

Betway is one of the rare bookies to promote an acca bonus as its welcome deal. The Betway Ā£30 matched free bet acca offer is available to all new users from the UK who place a Ā£5 bet on football or horse racing accas with 3ąµ©+ selections. The overall odds must combine to at leastź¦š 3/1, which shouldnā€™t be much of an issue considering the usual odds for the most popular markets.

In addition to the free bets, Betway will chip in an šŸ»extra 100 free spins on Gold Blitz the moment your qualifying acca gets settled. The free spins are valued at Ā£0.10 each. The best part of thešŸ…° bonus? There are no wagering requirements on the free spins.

NšŸ’¦ā™•ote that this offer is only available for debit card deposits.

Pros:
  • Refunds of up to Ā£30
  • Low combined odds of 3/1
  • Offer applies to football and horse racing
Cons:
  • The max bonus is rather limited

BoyleSports Acca Insurance ā€“ Exclusive Deal for Mobile Users

Stake ReturnedFree bets
Sports/MarketsAll
Maximum RefundĀ£20
Minimum Legs5-folds+
Minimum Odds1/2 per leg

No gimmicks nor fancy names here: Boylesports Acca Insurance is instead sticking to what thā€ey know, and what they know is how to provide a consistently high-quality betting product.

For starters, this insurance bonus is available on any market and on any sport, as long as the accumulator features at least five legs. The minimum stake required is just Ā£5, which is why we pointed out in our Boylesports review that this is onšŸŽe of the operatorsšŸŒ  best suited for beginners.

The Ā£20 maximum refund is returned to you as free bets, which you have a week to enjoy and put to good use. The offer applies to users of the operator's mobile betting app.

Pros:
  • Large maximum refund of Ā£20
  • All sports and markets qualify
  • Mere minimum stake of Ā£5
Cons:
  • Other offers require lower minimum odds

Most of the time, no bonus cšŸ…°ode or any opt-in will be needed to claim an acca insurance bonus. Itā€™s more about meeting the requirements.

Hereā€™s a step-by-step guide for claiming an accaš“†‰ insurance offer:

  1. Head to the bookieā€™s page: AccešŸ™ˆź¦šss any of the bookmakers weā€™ve listed by their respective links.

  2. Register an account or log in: Sign up if you ź§‘are new to the platform or use your credentials to log into an existing accoušŸ”„nt.

  3. Create an accumulator bet: Browse the available markets and ensure this bš’Ŗet meets the reā›¦quirements for acca insurance. In most cases, only football markets are eligible, but some bookmakers, including BoyleSports, allow all sports.

  4. Ensure your bet meets odds and other requirements: Each selection will have to meet thšŸ¬e odds requirement, with your accumulator bet also having to hit a collective odds requirement.

  5. Receive the free bets or cash: Youā€™ll automatically receive acca išŸ²nsurance should one selection let you down.

We rely on our well-established ranā™Žking methodology to diffeą¶£rentiate between acca insurance promotions, and bring forth the best ones for our readers. Here are a few different criteria we look out for:

Number of Selections

Thereā€™s often little variation here, with accumulators typicallā™•y requiring at least four of five selections to qualify for insurance. In the case of Hollywoodbets, accas of various sizes come with different insurances. Thereā€™s often no limit in regard to maximum selections, but we do check the minimum number.

When accas withą¶£ 3+ legs qualify, we tend to give them more prominence since they give playeš“ƒ²rs a greater chance of winning the bonus.

Qualifying Odds

The qualifying odds are a key feature. We check the minimum odds requirements per leg and the total odds. The lower the requirement, the better, since you can still bą¶£et on the favourites and cash out if they donā€™t justify their roles. The usual minimum combined oddš’€°s are typically around the 3/1 or 4/1 mark.

Thereā€™s sšŸ”„ome compromise to be had here. Lower qualifying odds would encourage a less risky accumulator and lower payouts, whereas higher odds could facilitateš” a bigger payout if your bet wins. When it comes to acca insurance, it could be worth placing a riskier bet.

Refund Limit

Bookmakers that offer higher refšŸŒ¼und limits are generally preferršŸˆed. Such limits allow you to place larger accumulator bets and thus earn a greater return if your bet wins. Ladbrokes, for instance, offer just a Ā£10 maximum limit, while Betwayā€™s maximum refund is Ā£30.

A higher refund limit should be regarded as desirable, although placing higher stake bets comes with greatšŸ’§er risk. Hollź§‚ywoodbets offer a Ā£50 refund for 12+ accumulator bets.

Refund Type & Value

Bookmakers that refund your accas with real money are highly sought-after, since the majority of them hand back free bet bonus. A real-money return is essentiallšŸ”„y a reset, while free bets donā€™t guarantee any return despite supplying you with a second chance.

Free bet refunds are comšŸŽƒmon, so any bošŸ„€okmakers that offer real-money refunds get more credit in our ranking process.

Expiration Date

The free bets you earn from the accumulator insurance bonuses have expiry dates. IdeašŸ’–lly, youā€™d have šŸŒ all the time you need to place your qualifying accumulators and use your free bets, but the most you can expect is a week.

šŸ°Rigorously scan the terms and conditions to check how much time you have to claim the offer and use the freebies that come out of it.

Bookmakers donā€™t just offer accumulator insurance offers. Here are some other acca bonuses to look out for:

Acca Profit Boosts

Various bookmakers will offer acca profit boosts or enhanced acca odds. These can work arbitrarily, as in, your odds could get boosted randomly (as Kwiff offer with their supercharged betā™‰s), or systematically. There are some bookmakers which give you a particular number of boostšŸ²s to use on accas.

There are requirements to hit, such as odds per selection, miniā™•mum selections, and maximum stake, but sušŸ·ch offers are brilliant because you donā€™t have to do anything extra to earn them. The boosts are given to you ā€“ why not take advantage of them!

Football Acca Bonus

šŸ…  Some bookmakers have added anšŸ¤” extra incentive to placing an acca by introducing football acca bonuses.

The bet365 football acca bonus is one of the leading ones on the market. Thereā€™s no opting-in required; you merely need to havāœØe an account with the bookie and place a pre-match football account made up of the eligible markets. If your bet is a winner, bet365 will boost your accumulator by up to 70%, depending on the number of selections.

We view the accumulator insurance promotion as a way of enhancing an already interesting betting option. It adds another level to the accumulator's appeal, making it an excelleą²žnt choice for ź¦ŗsports betting and a standout online betting experience overall.

Often with bošŸ’Žnuses, you have to weigh up the pros and the cons to see whether it is worth your while. However, here (assuming you were planning on betting on an accumulator anyway), thereā€™s pretty much no downside to having an extra chance of getting your money back. Itā€™s that rare thing in the world of betting: a promotion that is, at its core, conceptually perfect.

This is a promotion which provides you with your stake back, eitā˜‚her as a refund or in free bets, if your accumulator loses by a single lšŸ’eg.

This depends on the bookmakerā€™s terms and conditions, but the lowest we have seā™šen is three, with five being much more common.

Once again, this depends on the bookmaker. Some of them will allow you to utilise this promotion on most markets, whereas some are specific to individual sports or leagues, with football being the most common.

A refund means you get your stake back and can withdraw it at once. A free bet refund means that you get yošŸ¬ur money back in the form of another bet, so you would have to win that subsequent bet to receive any money. For this reason, the former is viewed as more valuable.

Absolutely ā€“ bet boosts and percentage bonuses, for instance, are quite common. On top of that, accumulators šŸ…ŗcan be used as part of loyalty schemes and can often be used for free bets from other promotions.

You may not receive š’†™your money back, but bookmakers will likely refund your accumulator stake via free bets, as long as youā€™ve met all the qualifying requirements and only one seš’Ŗlection lets you down.

Yes, five selections are often just the minimum. You ąµ²can include as many selections as you like to qualify for acca insurance offers, as long as you meet the minimum requirement.

Author Avatar
WRITTEN BY James Cormack š’†™  View all posts by James Cormack ź¦•

Big sports fan specialising in football. Experienced the lows of Vlad Chiriches and Tim Sherwood as a Spurs fan along with the more recent ā€˜successā€™ under Pochettino. My followingšŸŒŒ of the New England Patriots since 2012 somewhat makes up for the lack of silverware produced by Spurs in my lifetime.

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